Bank of Ireland (UK) Plc

Reference number: 512956

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07022885
Company status
Active
Company type
Public limited company
Incorporated
17 September 2009 (16 years old)
Registered office
45 Gresham Street, London, EC2V 7EH, England
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Philip Wynford Moore Director Jan 1960 1 Apr 2018
Clare Leslie Goldie-Scot Director May 1963 1 Jul 2021
Enda Michael Johnson Director Dec 1979 12 May 2022
Thomas David Wright Director Mar 1975 24 Oct 2022
Gail Louise Goldie Director May 1979 22 Jan 2024
Helen Margaret Page Director Jan 1970 9 Feb 2024
Aine Mary Mccleary Director Jun 1971 29 Jul 2024
Stephen James Pateman Director Sep 1963 1 Dec 2024
Karina Trudy Mcteague Director May 1962 21 Nov 2025
Robert William Harding Director Jan 1974 1 Jul 2026
HILL WILSON SECRETARIAL LTD Corporate secretary Not published 17 Sep 2009

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (4)
  • +35314434231
  • 020 7193 8675
  • 020 8126 9426
  • 020 8126 9432
Fake email addresses (3)
  • alex.ryan@boi.eu.com
  • compliance@boiplc.com
  • info@boiplc.com
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (16 permissions)
  • Accepting Deposits
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • AA Mortgages

Complaints record

In January–June 2025, the Financial Ombudsman Service received 86 new complaints about this firm, and upheld 22% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 57
  • Mortgages 27
  • Investments 1

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Bank of Ireland (UK) Plc FCA authorised?
Yes, Bank of Ireland (UK) Plc (FRN 512956) is authorised by the FCA to carry out regulated activities.
Is my money safe with Bank of Ireland (UK)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bank of Ireland (UK) to the Financial Ombudsman Service, free of charge.
Is Bank of Ireland (UK) a scam or clone?
Bank of Ireland (UK) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Bank of Ireland (UK)'s Firm Reference Number (FRN)?
Bank of Ireland (UK)'s FRN is 512956. You can verify it on the FCA register.