Beacham's Elite Mortgages Limited

Reference number: 610492

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MGI Network Ltd Reference number: 697649 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Beacham's Elite Mortgages Limited (FRN 610492) is an AR of MGI Network Ltd (FRN 697649). When you use Beacham's Elite Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Beacham's Elite Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07814 557845

  • Verified address

    Pencadlys, Woodlands, Talywain, Pontypool, Torfaen, NP4 7JP, United Kingdom

Company details

From the company's Companies House record.

Company number
08686477
Company status
Active
Company type
Private limited company
Incorporated
11 September 2013 (12 years old)
Registered office
Pencadlys Woodlands, Talywain, Pontypool, NP4 7JP, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Beacham Matthew Director Jan 1980 11 Sep 2013

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through MGI Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Beacham's Elite Mortgages Limited FCA authorised?
Beacham's Elite Mortgages Limited (FRN 610492) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Beacham's Elite Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Beacham's Elite Mortgages Limited (FRN 610492) is an AR of MGI Network Ltd (FRN 697649). When you use Beacham's Elite Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Beacham's Elite Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Beacham's Elite Mortgages?
Protection works through MGI Network Ltd, the principal firm responsible for Beacham's Elite Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Beacham's Elite Mortgages a scam or clone?
Beacham's Elite Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Beacham's Elite Mortgages's Firm Reference Number (FRN)?
Beacham's Elite Mortgages's FRN is 610492. You can verify it on the FCA register.