Beals Mortgage and Financial Services Limited

Reference number: 471442

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Beals Mortgage and Financial Services Limited (FRN 471442) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Beals Mortgage and Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Beals Wealth Management
  • Inheritance Tax on Pensions
  • Pension-Tracing-Service-UK.co.uk

Company details

From the company's Companies House record.

Company number
08286166
Company status
Active
Company type
Private limited company
Incorporated
8 November 2012 (13 years old)
Registered office
Unit 1 Fulcrum 2 Solent Way, Whiteley, Fareham, PO15 7FN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Anthony John Beal Director Apr 1963 8 Nov 2012
Paul Alexis Janes Director Sep 1962 8 Nov 2012
Willem Van Rooy Director Oct 1982 29 Oct 2024
Sandra Louise Penfold Secretary Not published 15 Oct 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Beals Mortgage and Financial Planning Llp
  • Beals Mortgage and Financial Planning Ltd
  • Beals Mortgage and Financial Services Ltd

Names it no longer trades under

This firm has retired 15 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Bright Retirement
  • checkmyequity.co.uk
  • Checkmypension.co.uk
  • Compare-equity-release
  • comparefinancialadvice
  • Compare Pensions
  • Contractor-Mortgages-UK
  • ¿ DPT Financial Solutions
  • pension-review.co.uk
  • pensiontracingservice.co.uk
  • Premiere FS
  • Premier Financial Solutions
  • Smart Final Salary
  • Your Equity Release
  • Your Local Financial Adviser

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Common questions

Frequently asked questions

Is Beals Mortgage and Financial Services Limited FCA authorised?
Beals Mortgage and Financial Services Limited (FRN 471442) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Beals Mortgage and Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Beals Mortgage and Financial Services Limited (FRN 471442) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Beals Mortgage and Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Beals Mortgage and Financial Services?
Protection works through the principal firm responsible for Beals Mortgage and Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Beals Mortgage and Financial Services a scam or clone?
Beals Mortgage and Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Beals Mortgage and Financial Services's Firm Reference Number (FRN)?
Beals Mortgage and Financial Services's FRN is 471442. You can verify it on the FCA register.