BH Financial & Mortgage Solutions Limited

Reference number: 403109

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BH Financial & Mortgage Solutions Limited (FRN 403109) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use BH Financial & Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BH Financial & Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07799 138350

  • Verified address

    40 Donside Street, Aberdeen, Aberdeenshire, AB24 2PJ, United Kingdom

Company details

From the company's Companies House record.

Company number
SC270814
Company status
Active
Company type
Private limited company
Incorporated
16 July 2004 (22 years old)
Registered office
40 Donside Street, Aberdeen, AB24 2PJ, Scotland
Nature of business
  • Life insurance (SIC 65110)
  • Life reinsurance (SIC 65201)
  • Pension funding (SIC 65300)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Stuart Rae Director Oct 1967 28 Jul 2017

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • BH Financial & Mortgage Solutions Ltd

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Common questions

Frequently asked questions

Is BH Financial & Mortgage Solutions Limited FCA authorised?
BH Financial & Mortgage Solutions Limited (FRN 403109) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for BH Financial & Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. BH Financial & Mortgage Solutions Limited (FRN 403109) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use BH Financial & Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from BH Financial & Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with BH Financial & Mortgage Solutions?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for BH Financial & Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is BH Financial & Mortgage Solutions a scam or clone?
BH Financial & Mortgage Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BH Financial & Mortgage Solutions's Firm Reference Number (FRN)?
BH Financial & Mortgage Solutions's FRN is 403109. You can verify it on the FCA register.