BIRMINGHAM BANK LIMITED

Reference number: 204478

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • FMB Bank
  • HTA Savings and Loans (by Birmingham Bank Ltd)

Company details

From the company's Companies House record.

Company number
00555071
Company status
Active
Company type
Private limited company
Incorporated
24 September 1955 (70 years old)
Registered office
Riverbank House, 2 Swan Lane, London, EC4R 3TT, England
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Susan Potter-Price Director Nov 1960 16 Nov 2017
Katrina Irene Matilda Arnold Director Nov 1958 8 Mar 2018
Andrew Julian Holmes Director Sep 1965 8 Jan 2021
Nicholas Fisher Director Dec 1970 25 May 2023
Peter Frost Director Oct 1965 20 Sep 2023
Chris Weller Director Apr 1983 8 Dec 2023
Alan Watkin Jarman Director May 1968 11 Apr 2025
Nicholas John Calamari Director Dec 1978 19 Dec 2025
Matthew Underhill Secretary Not published 1 Apr 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (5 permissions)
  • Accepting Deposits
  • Dealing in investments as principal
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 4 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • BIRA BANK LIMITED
  • BIRA Finance Limited
  • Hardware Federation Finance Company Limited
  • The Hardware Federation Finance Company Limited

Names it no longer trades under

This firm has retired 5 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • bira bank
  • Bira Bank Ltd T/A British Agricultural & Garden Machinery Association Bank (BAGMA Bank)
  • Bira Bank Ltd T/A National Federation of Retail Newsagents Bank (NFRN Bank)
  • bira finance
  • HTA Savings and Loans from bira bank limited

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Common questions

Frequently asked questions

Is BIRMINGHAM BANK LIMITED FCA authorised?
Yes, BIRMINGHAM BANK LIMITED (FRN 204478) is authorised by the FCA to carry out regulated activities.
Is my money safe with BIRMINGHAM BANK?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about BIRMINGHAM BANK to the Financial Ombudsman Service, free of charge.
Is BIRMINGHAM BANK a scam or clone?
BIRMINGHAM BANK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BIRMINGHAM BANK's Firm Reference Number (FRN)?
BIRMINGHAM BANK's FRN is 204478. You can verify it on the FCA register.