Black Mountain Mortgages Ltd

Reference number: 1036381

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MGI Network Ltd Reference number: 697649 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Black Mountain Mortgages Ltd (FRN 1036381) is an AR of MGI Network Ltd (FRN 697649). When you use Black Mountain Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Black Mountain Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07530 193791

  • Verified address

    4 Leyshon Road, Gwaun Cae Gurwen, Ammanford, Neath Port Talbot, SA18 1EL, United Kingdom

Company details

From the company's Companies House record.

Company number
16478095
Company status
Active
Company type
Private limited company
Incorporated
27 May 2025 (1 year old)
Registered office
Mount Pleasant Business Centre Mount Pleasant Campus, Mount Pleasant, Swansea, SA1 6ED, Wales
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Matthew Wayne Preston Director Oct 1985 27 May 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through MGI Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Black Mountain Mortgages Ltd FCA authorised?
Black Mountain Mortgages Ltd (FRN 1036381) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Black Mountain Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Black Mountain Mortgages Ltd (FRN 1036381) is an AR of MGI Network Ltd (FRN 697649). When you use Black Mountain Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Black Mountain Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Black Mountain Mortgages?
Protection works through MGI Network Ltd, the principal firm responsible for Black Mountain Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Black Mountain Mortgages a scam or clone?
Black Mountain Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Black Mountain Mortgages's Firm Reference Number (FRN)?
Black Mountain Mortgages's FRN is 1036381. You can verify it on the FCA register.