BMW FINANCIAL SERVICES (GB) LIMITED

Reference number: 312578

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 15 other names
  • ALPHERA Financial Services
  • ALPHERA Insurance Solutions
  • BMW Contract Hire
  • BMW Finance
  • BMW Financial Services
  • BMW Group Financial Services
  • BMW Group Insurance Solutions
  • BMW Insurance Solutions
  • BMW Motorrad Finance
  • BMW Motorrad Financial Services
  • BMW Motorrad Insurance Solutions
  • MINI Finance
  • MINI Financial Services
  • MINI Insurance Solutions
  • Rolls-Royce Motor Cars Financial Services

Company details

From the company's Companies House record.

Company number
01288537
Company status
Active
Company type
Private limited company
Incorporated
30 November 1976 (49 years old)
Registered office
Summit One, Summit Avenue, Farnborough, GU14 0FB, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Philip Kerry Director Aug 1970 17 Dec 2013
Michael Dennett Director Sep 1967 1 Apr 2015
Ursula Cornelia Wingfield Director Aug 1967 1 Aug 2020
Michael Klaus Edwin Mohr Director Sep 1967 1 Jul 2021
William Edwin Johnson Secretary Not published 28 Nov 2018

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Names it no longer trades under

This firm has retired 7 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Alphera Financial Services
  • Aston Martin Financial Services
  • BMW Ignition Finance
  • BMW Motorrad Insurance Services
  • Mini Financial Services
  • MINI Ignition Finance
  • Motorrad Financial Services

Complaints record

In January–June 2025, the Financial Ombudsman Service received 5,997 new complaints about this firm, and upheld 46% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 5,995
  • Insurance 2

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is BMW FINANCIAL SERVICES (GB) LIMITED FCA authorised?
Yes, BMW FINANCIAL SERVICES (GB) LIMITED (FRN 312578) is authorised by the FCA to carry out regulated activities.
Is my money safe with BMW FINANCIAL SERVICES (GB)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about BMW FINANCIAL SERVICES (GB) to the Financial Ombudsman Service, free of charge.
Is BMW FINANCIAL SERVICES (GB) a scam or clone?
BMW FINANCIAL SERVICES (GB) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BMW FINANCIAL SERVICES (GB)'s Firm Reference Number (FRN)?
BMW FINANCIAL SERVICES (GB)'s FRN is 312578. You can verify it on the FCA register.