Bondsmith Savings Ltd

Reference number: 955601

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Verified address

    Level 2, 4 Pentonville Road, London, N1 9HF, United Kingdom

Also trades as
  • Bondsmith
  • The Deposit Service

Company details

From the company's Companies House record.

Company number
13223331
Company status
Active
Company type
Private limited company
Incorporated
24 February 2021 (5 years old)
Registered office
Level 2, 4 Pentonville Road, Angel, London, N1 9HF, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Michael Patrick Doyle Director Aug 1990 24 Feb 2021
Stuart William Louden Director Jul 1971 1 Jan 2023
Muhammad Faqihuddin Bin Mustaffa Director Jul 1990 14 Mar 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (9 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Savings Aide

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Common questions

Frequently asked questions

Is Bondsmith Savings Ltd FCA authorised?
Yes, Bondsmith Savings Ltd (FRN 955601) is authorised by the FCA to carry out regulated activities.
Is my money safe with Bondsmith Savings?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Bondsmith Savings to the Financial Ombudsman Service, free of charge.
Is Bondsmith Savings a scam or clone?
Bondsmith Savings is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Bondsmith Savings's Firm Reference Number (FRN)?
Bondsmith Savings's FRN is 955601. You can verify it on the FCA register.