Bower Car & Commercial Ltd

Reference number: 920672

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Bower Car & Commercial Ltd (FRN 920672) introduces customers to JK Asset Finance Ltd (FRN 713214). Any regulated advice or arranging is done by the principal, not Bower Car & Commercial.
  • Example: if Bower Car & Commercial refers you to a financial adviser, the advice should come from the principal firm, not from Bower Car & Commercial itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11881880
Company status
Active
Company type
Private limited company
Incorporated
14 March 2019 (7 years old)
Registered office
64 Drake Street, Rochdale, OL16 1PA, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Current directors and secretaries

Name Role Born Appointed
Gregg Bower Director Mar 1993 14 Mar 2019

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through JK Asset Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Bower Car & Commercial Ltd FCA authorised?
Bower Car & Commercial Ltd (FRN 920672) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Bower Car & Commercial?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Bower Car & Commercial Ltd (FRN 920672) introduces customers to JK Asset Finance Ltd (FRN 713214). Any regulated advice or arranging is done by the principal, not Bower Car & Commercial. Example: if Bower Car & Commercial refers you to a financial adviser, the advice should come from the principal firm, not from Bower Car & Commercial itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Bower Car & Commercial?
Protection works through JK Asset Finance Ltd, the principal firm responsible for Bower Car & Commercial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Bower Car & Commercial a scam or clone?
Bower Car & Commercial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Bower Car & Commercial's Firm Reference Number (FRN)?
Bower Car & Commercial's FRN is 920672. You can verify it on the FCA register.