BP Financial Ltd

Reference number: 799318

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07812 096810

  • Verified address

    29a Lyndhurst Avenue, Chester Le Street, Durham, DH3 4AS, United Kingdom

Company details

From the company's Companies House record.

Company number
11007992
Company status
Active
Company type
Private limited company
Incorporated
11 October 2017 (8 years old)
Registered office
29a Lyndhurst Avenue, Chester-Le-Street, DH3 4AS, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Ben Cottle Director Jul 1985 11 Oct 2017
Paul Cottle Director May 1956 11 Oct 2017
Paul Cottle Secretary Not published 11 Oct 2017

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is BP Financial Ltd FCA authorised?
Yes, BP Financial Ltd (FRN 799318) is authorised by the FCA to carry out regulated activities.
Is my money safe with BP Financial?
Protection depends on which product you hold and how BP Financial handles your money, so check the specific product before you commit. You can also refer complaints about BP Financial to the Financial Ombudsman Service, free of charge.
Is BP Financial a scam or clone?
BP Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BP Financial's Firm Reference Number (FRN)?
BP Financial's FRN is 799318. You can verify it on the FCA register.