Bradford District Credit Union Limited

Reference number: 213934

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 8040 4093
Fake email addresses (1)
  • support@bradfordcu.com
Fake websites (1)
  • bradfordcu.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • City of Bradford Metropolitan District Council Employees Credit Union Limited
  • The City of Bradford Metropolitian Council Employees Credit Union Limited

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Common questions

Frequently asked questions

Is Bradford District Credit Union Limited FCA authorised?
Yes, Bradford District Credit Union Limited (FRN 213934) is authorised by the FCA to carry out regulated activities.
Is my money safe with Bradford District Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bradford District Credit Union to the Financial Ombudsman Service, free of charge.
Is Bradford District Credit Union a scam or clone?
Bradford District Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Bradford District Credit Union's Firm Reference Number (FRN)?
Bradford District Credit Union's FRN is 213934. You can verify it on the FCA register.