Breaks Wealth Management Ltd
Reference number: 631639
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
The FCA register does not name a principal for this firm.
What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Breaks Wealth Management Ltd (FRN 631639) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
- Example: if you take financial advice from Breaks Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
Stoneholme, 42 High Street, Bury, Lancashire, BL8 3AN, United Kingdom
- Breaks Wealth Management t/a Financial Options
Company details
From the company's Companies House record.
- Company name
- BREAKS WEALTH MANAGEMENT LIMITED
- Company number
- 09170812
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 August 2014 (12 years old)
- Registered office
- 42 High Street, Walshaw, Bury, BL8 3AN, England
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Paul Lindsay Breaks | Director | Sep 1958 | 11 Aug 2014 |
| Sarah Lloyd | Director | Feb 1977 | 11 Aug 2014 |
| Christian John Pepper | Director | Jan 1973 | 11 Aug 2014 |
| FINANCIAL OPTIONS WEALTH MANAGEMENT LTD | Corporate director | Not published | 11 Aug 2014 |
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (2)
- 07576 901345
- 07888 878050
Fake email addresses (3)
- support@bkwealthltd.com
- support@breakslimited.finance
- support@breakswealth.com
Fake websites (3)
- bkwealthltd.com
- breakslimited.finance
- breakswealth.com
The FCA warning these came from
- Breaks Wealth 27 May 2022
Scammers change these details often. Always check the live FCA warning.
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
The clone warnings above are scammers using this firm's name, not something the firm has done.
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Common questions