BREINROCK UK LTD

Reference number: 929896

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Breinrock

Company details

From the company's Companies House record.

Company number
12685703
Company status
Active
Company type
Private limited company
Incorporated
20 June 2020 (6 years old)
Registered office
73 Mornington Street, London, NW1 7QE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Miljana Delic Director Aug 1972 13 Dec 2024
Andrew Robert Thomas Director Apr 1991 16 Jun 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.

    How safeguarding works →

Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • ESETTLEMENTS LTD

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Esettlements
  • paayz.com
  • payingg.com
  • Paykuki

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Common questions

Frequently asked questions

Is BREINROCK UK LTD FCA authorised?
Yes, BREINROCK UK LTD (FRN 929896) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with BREINROCK UK?
Protection depends on which product you hold and how BREINROCK UK handles your money, so check the specific product before you commit. You can also refer complaints about BREINROCK UK to the Financial Ombudsman Service, free of charge.
Is BREINROCK UK a scam or clone?
BREINROCK UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BREINROCK UK's Firm Reference Number (FRN)?
BREINROCK UK's FRN is 929896. You can verify it on the FCA register.