Bright FS Limited

Reference number: 841237

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bright FS Limited (FRN 841237) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Bright FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Bright Wealth Management

Company details

From the company's Companies House record.

Company number
10506607
Company status
Active
Company type
Private limited company
Incorporated
1 December 2016 (9 years old)
Registered office
Yarmouth House Trident Business Park, Daten Avenue, Birchwood, WA3 6BX, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Current directors and secretaries

Name Role Born Appointed
Ian James Crombleholme Director May 1978 1 Dec 2016
Christian Eckersley Director Mar 1981 1 Dec 2016
Adam Yates Director Jul 1975 1 Dec 2016
William Richard Frank Harrison Director May 1979 10 Mar 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Bright FS Ltd
  • EYC Holdings Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Penney Financial Partners

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Common questions

Frequently asked questions

Is Bright FS Limited FCA authorised?
Bright FS Limited (FRN 841237) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bright FS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bright FS Limited (FRN 841237) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Bright FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Bright FS?
Protection works through the principal firm responsible for Bright FS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Bright FS a scam or clone?
Bright FS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Bright FS's Firm Reference Number (FRN)?
Bright FS's FRN is 841237. You can verify it on the FCA register.