BS Bhandal Limited

Reference number: 993265

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • BS Bhandal Limited (FRN 993265) introduces customers to Simplyhealth Funding Services Limited (FRN 308943). Any regulated advice or arranging is done by the principal, not BS Bhandal.
  • Example: if BS Bhandal refers you to a financial adviser, the advice should come from the principal firm, not from BS Bhandal itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Avenue Dental Practice
  • Avenue Dental Practice Leamington

Company details

From the company's Companies House record.

Company number
10555659
Company status
Active
Company type
Private limited company
Incorporated
10 January 2017 (9 years old)
Registered office
126 Lillington Road, Leamington Spa, CV32 6LW, England
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Bobby Singh Bhandal Director Mar 1989 10 Jan 2017

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Simplyhealth Funding Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is BS Bhandal Limited FCA authorised?
BS Bhandal Limited (FRN 993265) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for BS Bhandal?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. BS Bhandal Limited (FRN 993265) introduces customers to Simplyhealth Funding Services Limited (FRN 308943). Any regulated advice or arranging is done by the principal, not BS Bhandal. Example: if BS Bhandal refers you to a financial adviser, the advice should come from the principal firm, not from BS Bhandal itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with BS Bhandal?
Protection works through Simplyhealth Funding Services Limited, the principal firm responsible for BS Bhandal's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is BS Bhandal a scam or clone?
BS Bhandal is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BS Bhandal's Firm Reference Number (FRN)?
BS Bhandal's FRN is 993265. You can verify it on the FCA register.