Bspoke Underwriting Ltd

Reference number: 310101

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
04506493
Company status
Active
Company type
Private limited company
Incorporated
8 August 2002 (24 years old)
Registered office
Brookfield Court Selby Road, Garforth, Leeds, LS25 1NB, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Timothy John Smyth Director Jun 1967 18 Jun 2020
Robert Alexander Paul Witts Director Jun 1983 22 Jan 2026
Ryan Mark Gill Director Feb 1983 1 Feb 2026
James Robert Purvis Director Dec 1965 1 Mar 2026
Penelope Jane Fullerton Secretary Not published 1 Jun 2022

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • ukgeneral@insurer.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.

Check your FSCS cover →

Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • UK General Insurance Limited
  • UK Underwriting Limited

Names it no longer trades under

This firm has retired 40 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Acumus Insurance Solutions
  • Asian WeddingPlan Insurance
  • Benefits Alliance
  • BrokerPal
  • Cancellation Plan
  • CaravanPlan Insurance
  • Group Travel Plan
  • Guard Stone
  • Guardstone Insurance
  • Holidayplan
  • Isles Of Scilly Travel
  • MilitaryPlan Insurance
  • Mortice Landlords Insurance
  • Online Underwriting
  • PedalPlan Insurance
  • PharmacyPlan
  • Primary General Insurance
  • Primary General Online
  • Primary Insurance
  • Primary Social Housing Insurance
  • Primary Travel Insurance
  • Simple Caravan Insurance
  • Simple Landlords Insurance
  • Simple Rent Guarantee
  • Simple Rent Guarantee Insurance
  • Simple Tenants Referencing
  • Simple Travel Insurance
  • Spectrum Commercial
  • Spectrum Commercial Line
  • Tourplan
  • TPS (Insurance Admin Services)
  • Travelplan Direct
  • Travelplan Direct Backpacker
  • Travelplan Direct Prime
  • Travel Plan Online
  • UK General
  • UK General Housing Direct
  • Uk General Insurance Housing Direct
  • Weddingplan
  • WeddingPlan Insurance

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Common questions

Frequently asked questions

Is Bspoke Underwriting Ltd FCA authorised?
Yes, Bspoke Underwriting Ltd (FRN 310101) is authorised by the FCA to carry out regulated activities.
Is my money safe with Bspoke Underwriting?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bspoke Underwriting to the Financial Ombudsman Service, free of charge.
Is Bspoke Underwriting a scam or clone?
Bspoke Underwriting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Bspoke Underwriting's Firm Reference Number (FRN)?
Bspoke Underwriting's FRN is 310101. You can verify it on the FCA register.