BUME LIMITED

Reference number: 975519

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

William Ellis Sinclair Reference number: 618190 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BUME LIMITED (FRN 975519) is an AR of William Ellis Sinclair (FRN 618190). When you use BUME's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BUME, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0330 335 8509

  • Verified address

    124 City Road, London, Islington, EC1V 2NX, United Kingdom

Also trades as
  • Sure Credit

Company details

From the company's Companies House record.

Company number
14051741
Company status
Active
Company type
Private limited company
Incorporated
19 April 2022 (4 years old)
Registered office
8a Dunraven Place, Bridgend, CF31 1JD, Wales
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Sebastian John Pierre Rene Clement Director Nov 1984 19 Apr 2022
William Ellis Sinclair Director Nov 1986 19 Apr 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through William Ellis Sinclair, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is BUME LIMITED FCA authorised?
BUME LIMITED (FRN 975519) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for BUME?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. BUME LIMITED (FRN 975519) is an AR of William Ellis Sinclair (FRN 618190). When you use BUME's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from BUME, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with BUME?
Protection works through William Ellis Sinclair, the principal firm responsible for BUME's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is BUME a scam or clone?
BUME is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BUME's Firm Reference Number (FRN)?
BUME's FRN is 975519. You can verify it on the FCA register.