Business Cost Reduction Associates Limited

Reference number: 978196

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

MCQUILLAN INSURANCE BROKERS LIMITED Reference number: 827983 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Business Cost Reduction Associates Limited (FRN 978196) introduces customers to MCQUILLAN INSURANCE BROKERS LIMITED (FRN 827983). Any regulated advice or arranging is done by the principal, not Business Cost Reduction Associates.
  • Example: if Business Cost Reduction Associates refers you to a financial adviser, the advice should come from the principal firm, not from Business Cost Reduction Associates itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • BCR Associates

Company details

From the company's Companies House record.

Company number
05537190
Company status
Active
Company type
Private limited company
Incorporated
16 August 2005 (20 years old)
Registered office
Ground Floor Estuary House Peninsula Park, Rydon Lane, Exeter, Devon, EX2 7XE, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Hugh Richard Cecil Dormer Director Apr 1964 16 Aug 2005
Richard Michael Tozer Director Sep 1966 23 Dec 2013
Steven Mark Bolt Director Jun 1960 23 Dec 2013
Denise Anne Dormer Secretary Not published 16 Aug 2005

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through MCQUILLAN INSURANCE BROKERS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Business Cost Reduction Associates Limited FCA authorised?
Business Cost Reduction Associates Limited (FRN 978196) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Business Cost Reduction Associates?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Business Cost Reduction Associates Limited (FRN 978196) introduces customers to MCQUILLAN INSURANCE BROKERS LIMITED (FRN 827983). Any regulated advice or arranging is done by the principal, not Business Cost Reduction Associates. Example: if Business Cost Reduction Associates refers you to a financial adviser, the advice should come from the principal firm, not from Business Cost Reduction Associates itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Business Cost Reduction Associates?
Protection works through MCQUILLAN INSURANCE BROKERS LIMITED, the principal firm responsible for Business Cost Reduction Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Business Cost Reduction Associates a scam or clone?
Business Cost Reduction Associates is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Business Cost Reduction Associates's Firm Reference Number (FRN)?
Business Cost Reduction Associates's FRN is 978196. You can verify it on the FCA register.