Business Cover UK Ltd

Reference number: 950341

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Landscaping Insurance Services
  • Plumbers Insurance Services
  • Tree Surgeon & Forestry Insurance Services

Company details

From the company's Companies House record.

Company number
13032558
Company status
Active
Company type
Private limited company
Incorporated
19 November 2020 (5 years old)
Registered office
Cape House, 60a Priory Road, Tonbridge, TN9 2BL, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Karen Lesley Vidler Director Feb 1966 19 Nov 2020
Simon Christopher James Wilson Director Dec 1968 19 Nov 2020
Mark Anthony Wyles Director Jul 1985 19 Nov 2020
James William Mccaffrey Director Aug 1962 1 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Business Cover UK Ltd FCA authorised?
Yes, Business Cover UK Ltd (FRN 950341) is authorised by the FCA to carry out regulated activities.
Is my money safe with Business Cover UK?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Business Cover UK to the Financial Ombudsman Service, free of charge.
Is Business Cover UK a scam or clone?
Business Cover UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Business Cover UK's Firm Reference Number (FRN)?
Business Cover UK's FRN is 950341. You can verify it on the FCA register.