Bywater SFC Advisor Ltd

Reference number: 1050399

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bywater SFC Advisor Ltd (FRN 1050399) is an AR of JTC GAS UK LLP (FRN 551769). When you use Bywater SFC Advisor's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bywater SFC Advisor, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07771 540127

  • Verified address

    Chancery House, 53-64 Chancery Lane, London, WC2A 1QS, United Kingdom

Company details

From the company's Companies House record.

Company number
16629660
Company status
Active
Company type
Private limited company
Incorporated
5 August 2025 (1 year old)
Registered office
A&L Suite 1-3 The Hop Exchange, 24 Southwark Street, London, SE1 1TY, United Kingdom
Nature of business
  • Activities of other holding companies not elsewhere classified (SIC 64209)

Current directors and secretaries

Name Role Born Appointed
Kevin James D'Arcy Director Nov 1975 5 Aug 2025
Patrick Desmond O’Gorman Director May 1982 5 Aug 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through JTC GAS UK LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Bywater SFC Advisory Ltd

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Common questions

Frequently asked questions

Is Bywater SFC Advisor Ltd FCA authorised?
Bywater SFC Advisor Ltd (FRN 1050399) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bywater SFC Advisor?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bywater SFC Advisor Ltd (FRN 1050399) is an AR of JTC GAS UK LLP (FRN 551769). When you use Bywater SFC Advisor's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bywater SFC Advisor, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Bywater SFC Advisor?
Protection works through JTC GAS UK LLP, the principal firm responsible for Bywater SFC Advisor's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Bywater SFC Advisor a scam or clone?
Bywater SFC Advisor is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Bywater SFC Advisor's Firm Reference Number (FRN)?
Bywater SFC Advisor's FRN is 1050399. You can verify it on the FCA register.