Cabot Financial (Europe) Limited

Reference number: 743525

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cabot Credit Management Group Limited Reference number: 677910 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cabot Financial (Europe) Limited (FRN 743525) is an AR of Cabot Credit Management Group Limited (FRN 677910). When you use Cabot Financial (Europe)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cabot Financial (Europe), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Cabot
  • Cabot Credit Management
  • CCm
  • CFE

Company details

From the company's Companies House record.

Company number
03439445
Company status
Active
Company type
Private limited company
Incorporated
19 September 1997 (28 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Paul Jenkins Director Nov 1969 18 Jan 2021
John Yung Director Apr 1965 23 Jun 2023
Timothy Croom Director Jul 1976 31 Mar 2025
Lucy Marie Bassett Secretary Not published 30 Sep 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cabot Credit Management Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cabot Financial (Europe) Limited FCA authorised?
Cabot Financial (Europe) Limited (FRN 743525) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cabot Financial (Europe)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cabot Financial (Europe) Limited (FRN 743525) is an AR of Cabot Credit Management Group Limited (FRN 677910). When you use Cabot Financial (Europe)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cabot Financial (Europe), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cabot Financial (Europe)?
Protection works through Cabot Credit Management Group Limited, the principal firm responsible for Cabot Financial (Europe)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cabot Financial (Europe) a scam or clone?
Cabot Financial (Europe) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cabot Financial (Europe)'s Firm Reference Number (FRN)?
Cabot Financial (Europe)'s FRN is 743525. You can verify it on the FCA register.