Caerfai Bay Limited

Reference number: 411561

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Caerfai Bay Limited (FRN 411561) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Caerfai Bay.
  • Example: if Caerfai Bay refers you to a financial adviser, the advice should come from the principal firm, not from Caerfai Bay itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Caerfai Bay Caravan & Tent Park

Company details

From the company's Companies House record.

Company number
04473103
Company status
Active
Company type
Private limited company
Incorporated
29 June 2002 (24 years old)
Registered office
Caerfai Bay Caravan & Tent Park, St. Davids, Haverfordwest, Pembrokeshire, SA62 6QT
Nature of business
  • Other amusement and recreation activities not elsewhere classified (SIC 93290)

Current directors and secretaries

Name Role Born Appointed
Dorothy Rosemary Panton Director Oct 1947 29 Jun 2002
Anwen Fiona Ruth Coughlan Director Jul 1981 11 Mar 2015
Jonathan Rhys Panton Director Dec 1978 11 Mar 2015
Leonard Vaughan Phillips Director Aug 1952 14 Nov 2022
Catherine Marks Secretary Not published 24 Mar 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Caerfai Bay Ltd

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Caerfai Bay Limited FCA authorised?
Caerfai Bay Limited (FRN 411561) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Caerfai Bay?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Caerfai Bay Limited (FRN 411561) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Caerfai Bay. Example: if Caerfai Bay refers you to a financial adviser, the advice should come from the principal firm, not from Caerfai Bay itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Caerfai Bay?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Caerfai Bay's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Caerfai Bay a scam or clone?
Caerfai Bay is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Caerfai Bay's Firm Reference Number (FRN)?
Caerfai Bay's FRN is 411561. You can verify it on the FCA register.