Calamanco Risk Solutions Ltd

Reference number: 914512

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cover-Rule Limited Reference number: 311856 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Calamanco Risk Solutions Ltd (FRN 914512) is an AR of Cover-Rule Limited (FRN 311856). When you use Calamanco Risk Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Calamanco Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07789 712680

  • Verified address

    16 Rixtonleys Drive, Irlam, Manchester, Greater Manchester, M44 6RP, United Kingdom

Company details

From the company's Companies House record.

Company number
06697764
Company status
Active
Company type
Private limited company
Incorporated
15 September 2008 (17 years old)
Registered office
16 Rixtonleys Drive, Irlam, Gtr Manchester, M44 6RP
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Stewart Taberner Director May 1977 15 Sep 2008

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cover-Rule Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Calamanco Risk Solutions Ltd FCA authorised?
Calamanco Risk Solutions Ltd (FRN 914512) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Calamanco Risk Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Calamanco Risk Solutions Ltd (FRN 914512) is an AR of Cover-Rule Limited (FRN 311856). When you use Calamanco Risk Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Calamanco Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Calamanco Risk Solutions?
Protection works through Cover-Rule Limited, the principal firm responsible for Calamanco Risk Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Calamanco Risk Solutions a scam or clone?
Calamanco Risk Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Calamanco Risk Solutions's Firm Reference Number (FRN)?
Calamanco Risk Solutions's FRN is 914512. You can verify it on the FCA register.