Caledonian Consumer Finance Ltd

Reference number: 619101

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07368004
Company status
Active
Company type
Private limited company
Incorporated
7 September 2010 (15 years old)
Registered office
Pacific House Fletcher Way, Parkhouse, Carlisle, CA3 0LJ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Craig William Murray Director May 1958 7 Sep 2010
Stephen Morgan Dowdells Director Apr 1963 21 Jan 2015
Gaynor Carruthers Bulloch Secretary Not published 24 Nov 2010

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (4 permissions)
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 6 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • New Career Skills
  • OLC
  • OLCI
  • OLCI Construction Training
  • OLCI CT
  • OLCI PT

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Common questions

Frequently asked questions

Is Caledonian Consumer Finance Ltd FCA authorised?
Yes, Caledonian Consumer Finance Ltd (FRN 619101) is authorised by the FCA to carry out regulated activities.
Is my money safe with Caledonian Consumer Finance?
Protection depends on which product you hold and how Caledonian Consumer Finance handles your money, so check the specific product before you commit. You can also refer complaints about Caledonian Consumer Finance to the Financial Ombudsman Service, free of charge.
Is Caledonian Consumer Finance a scam or clone?
Caledonian Consumer Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Caledonian Consumer Finance's Firm Reference Number (FRN)?
Caledonian Consumer Finance's FRN is 619101. You can verify it on the FCA register.