Candor Rubra Financial Ltd

Reference number: 1050592

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Candor Rubra Financial Ltd (FRN 1050592) is an AR of ValidPath Limited (FRN 197107). When you use Candor Rubra Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Candor Rubra Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07822 013830

  • Verified address

    128 City Road, London, Islington, EC1V 2NX, United Kingdom

Company details

From the company's Companies House record.

Company number
16601729
Company status
Active
Company type
Private limited company
Incorporated
23 July 2025 (1 year old)
Registered office
128 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Sam Pemberton Director Apr 1981 23 Jul 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Candor Rubra Financial Ltd FCA authorised?
Candor Rubra Financial Ltd (FRN 1050592) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Candor Rubra Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Candor Rubra Financial Ltd (FRN 1050592) is an AR of ValidPath Limited (FRN 197107). When you use Candor Rubra Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Candor Rubra Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Candor Rubra Financial?
Protection works through ValidPath Limited, the principal firm responsible for Candor Rubra Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Candor Rubra Financial a scam or clone?
Candor Rubra Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Candor Rubra Financial's Firm Reference Number (FRN)?
Candor Rubra Financial's FRN is 1050592. You can verify it on the FCA register.