Car Benefit Holdings Limited

Reference number: 408580

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Car Benefit Holdings Limited (FRN 408580) introduces customers to Car Benefit Loans Limited (FRN 313849). Any regulated advice or arranging is done by the principal, not Car Benefit Holdings.
  • Example: if Car Benefit Holdings refers you to a financial adviser, the advice should come from the principal firm, not from Car Benefit Holdings itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0370 751 9872

  • Verified address

    The Barracks, 400 Bolton Road, Bury, Greater Manchester, BL8 2DA, United Kingdom

Also trades as
  • Car Benefit Solutions

Company details

From the company's Companies House record.

Company number
04722006
Company status
Active
Company type
Private limited company
Incorporated
3 April 2003 (23 years old)
Registered office
The Barracks, 400 Bolton Road, Bury, Lancashire, BL8 2DA
Nature of business
  • Activities of head offices (SIC 70100)

Current directors and secretaries

Name Role Born Appointed
Neil Kevin Davies Director Aug 1964 3 Apr 2003
Martin Joseph Maguire Director May 1967 3 Apr 2003
Dennis Studholme Director Dec 1949 3 Apr 2003
Paul Stephen Taylor Director Jun 1975 10 Jun 2004
Paul Stephen Taylor Secretary Not published 22 Nov 2005

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Car Benefit Loans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Car Benefit Holdings Limited FCA authorised?
Car Benefit Holdings Limited (FRN 408580) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Car Benefit Holdings?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Car Benefit Holdings Limited (FRN 408580) introduces customers to Car Benefit Loans Limited (FRN 313849). Any regulated advice or arranging is done by the principal, not Car Benefit Holdings. Example: if Car Benefit Holdings refers you to a financial adviser, the advice should come from the principal firm, not from Car Benefit Holdings itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Car Benefit Holdings?
Protection works through Car Benefit Loans Limited, the principal firm responsible for Car Benefit Holdings's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Car Benefit Holdings a scam or clone?
Car Benefit Holdings is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Car Benefit Holdings's Firm Reference Number (FRN)?
Car Benefit Holdings's FRN is 408580. You can verify it on the FCA register.