Cardale Finance Limited

Reference number: 833782

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07788 410862

  • Verified address

    The Fold, Barrowby Lane, Kirkby Overblow, Harrogate, North Yorkshire, HG3 1HQ, United Kingdom

Also trades as
  • Brokered Loans
  • Fresh Start Debt Recovery

Company details

From the company's Companies House record.

Company number
11748784
Company status
Active
Company type
Private limited company
Incorporated
3 January 2019 (7 years old)
Registered office
9 Kerry Street, Horsforth, Leeds, LS18 4AW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Andrew William Raymond Gardiner Director Jul 1983 3 Jan 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (6 permissions)
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Fitzroy Financial

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Common questions

Frequently asked questions

Is Cardale Finance Limited FCA authorised?
Yes, Cardale Finance Limited (FRN 833782) is authorised by the FCA to carry out regulated activities.
Is my money safe with Cardale Finance?
Protection depends on which product you hold and how Cardale Finance handles your money, so check the specific product before you commit. You can also refer complaints about Cardale Finance to the Financial Ombudsman Service, free of charge.
Is Cardale Finance a scam or clone?
Cardale Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cardale Finance's Firm Reference Number (FRN)?
Cardale Finance's FRN is 833782. You can verify it on the FCA register.