CARDAN (PFP) LTD

Reference number: 1040272

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

PREMIER FINANCIAL PLANNING LIMITED Reference number: 490515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CARDAN (PFP) LTD (FRN 1040272) is an AR of PREMIER FINANCIAL PLANNING LIMITED (FRN 490515). When you use CARDAN (PFP)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CARDAN (PFP), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01823 430684

  • Verified address

    Ladymead House, Pound Lane, Bishops Lydeard, Taunton, Somerset, TA4 3AY, United Kingdom

Company details

From the company's Companies House record.

Company number
16576969
Company status
Active
Company type
Private limited company
Incorporated
11 July 2025 (1 year old)
Registered office
English Mutual House, 22 The Tything, Worcester, WR1 1HD, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Merryn Collins Director Jan 1970 11 Jul 2025
Alex James Ford Morley Director Aug 1967 11 Jul 2025
Richard Mathew Odell Director Apr 1978 11 Jul 2025
Merryn Collins Secretary Not published 11 Jul 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through PREMIER FINANCIAL PLANNING LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is CARDAN (PFP) LTD FCA authorised?
CARDAN (PFP) LTD (FRN 1040272) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for CARDAN (PFP)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CARDAN (PFP) LTD (FRN 1040272) is an AR of PREMIER FINANCIAL PLANNING LIMITED (FRN 490515). When you use CARDAN (PFP)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from CARDAN (PFP), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with CARDAN (PFP)?
Protection works through PREMIER FINANCIAL PLANNING LIMITED, the principal firm responsible for CARDAN (PFP)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is CARDAN (PFP) a scam or clone?
CARDAN (PFP) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CARDAN (PFP)'s Firm Reference Number (FRN)?
CARDAN (PFP)'s FRN is 1040272. You can verify it on the FCA register.