Cardiff Financial Partnership LLP

Reference number: 209197

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cardiff Financial Partnership LLP (FRN 209197) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Cardiff Financial Partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    029 2070 3654

  • Verified address

    156 Redlands Road, Penarth, South Glam, CF64 2QR, United Kingdom

Company details

From the company's Companies House record.

Company number
OC300938
Company status
Active
Company type
Limited liability partnership
Incorporated
7 November 2001 (24 years old)
Registered office
156 Redlands Road, Penarth, Vale Of Glamorgan, CF64 2QR

Current directors and secretaries

Name Role Born Appointed
William Sinclair LLP designated member Nov 1964 7 Nov 2001
Fiona Jane Sinclair LLP designated member Sep 1972 27 Jan 2011

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cardiff Financial Partnership LLP FCA authorised?
Cardiff Financial Partnership LLP (FRN 209197) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cardiff Financial Partnership?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cardiff Financial Partnership LLP (FRN 209197) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Cardiff Financial Partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cardiff Financial Partnership?
Protection works through the principal firm responsible for Cardiff Financial Partnership's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cardiff Financial Partnership a scam or clone?
Cardiff Financial Partnership is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cardiff Financial Partnership's Firm Reference Number (FRN)?
Cardiff Financial Partnership's FRN is 209197. You can verify it on the FCA register.