Carl Williams Wealth Management Ltd

Reference number: 765823

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Carl Williams Wealth Management Ltd (FRN 765823) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Carl Williams Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0151 601 1815

  • Verified address

    Yorkshire House, 18 Chapel Street, Liverpool, Merseyside, L3 9AG, United Kingdom

Also trades as
  • Flying Colours

Company details

From the company's Companies House record.

Company number
10479409
Company status
Active
Company type
Private limited company
Incorporated
15 November 2016 (9 years old)
Registered office
C/O V & R Accountancy Services First Floor, Cropton House Three Tuns Lane, Formby, L37 4AQ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Carl Williams Director Feb 1978 15 Nov 2016
Christine Williams Secretary Not published 15 Nov 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Carl Williams Wealth Management Ltd FCA authorised?
Carl Williams Wealth Management Ltd (FRN 765823) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Carl Williams Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Carl Williams Wealth Management Ltd (FRN 765823) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Carl Williams Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Carl Williams Wealth Management?
Protection works through the principal firm responsible for Carl Williams Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Carl Williams Wealth Management a scam or clone?
Carl Williams Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Carl Williams Wealth Management's Firm Reference Number (FRN)?
Carl Williams Wealth Management's FRN is 765823. You can verify it on the FCA register.