Cashflows Europe Limited

Reference number: 900006

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No phone number on the FCA register

  • Verified address

    Cashflows Europe Limited, 11-12 Hanover Square 2nd Floor, London, W1S 1JJ, United Kingdom

Also trades as 5 other names
  • Cashflows
  • Cashflows Account
  • VoicePay
  • Voice Signature
  • Voice Transact

Company details

From the company's Companies House record.

Company number
05428358
Company status
Active
Company type
Private limited company
Incorporated
19 April 2005 (21 years old)
Registered office
11-12 Hanover Square 2nd Floor, London, W1S 1JJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Ian Matthew Charles Gascoigne Director Sep 1981 30 Oct 2013
Lindsey Villon Mcmurray Director Jan 1971 26 Sep 2017
Julian Grant Beresford Leigh Director Feb 1974 19 Feb 2018
Simon Mark Haslam Director Nov 1961 24 Aug 2021
Hannah Irene Fitzsimons Director May 1975 1 May 2022

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Voice Commerce Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Perpetual Payments, OnV

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Common questions

Frequently asked questions

Is Cashflows Europe Limited FCA authorised?
Yes, Cashflows Europe Limited (FRN 900006) is authorised by the FCA to carry out regulated activities.
Is my money safe with Cashflows Europe?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Cashflows Europe to the Financial Ombudsman Service, free of charge.
Is Cashflows Europe a scam or clone?
Cashflows Europe is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cashflows Europe's Firm Reference Number (FRN)?
Cashflows Europe's FRN is 900006. You can verify it on the FCA register.