Cay Fung

Reference number: 775228

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No longer authorised

Cay Fung is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 21 July 2026.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    buy4lessuk.co.uk

  • Last known phone number

    01372 373888

  • Last known address

    288A Kingston Road, Leatherhead, Surrey, KT22 7QD, United Kingdom

Also trades as
  • BUY4LESS UK

Activities and protection

What the record covers, and how you are protected

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

Track record

Action taken against them

1 change to its permissions in 2026. This is part of the official register record and is worth reviewing before going ahead.

  • Permission varied or cancelled on 21 July 2026
    The Authority has cancelled the permission and withdrawn the authorisation of Cay Fung trading as BUY4 LESS UK (“the Firm”) of 288 Kingston Road Leatherhead Surrey KT22 7QD. The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates.    The Authority’s action took effect on 21 July 2026 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link:     https://www.fca.org.uk/publication/discussion/gay-fung-2026.pdf    As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • BUY4LESS UK MOTOR COMPANY

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Common questions

Frequently asked questions

Is Cay Fung FCA authorised?
No. Cay Fung (FRN 775228) is still listed on the FCA register, but the record is closed: no longer authorised.
Is my money safe with Cay Fung?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Cay Fung has no cover, because it is no longer permitted to carry it out.
Is Cay Fung a scam or clone?
Cay Fung is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
What is Cay Fung's Firm Reference Number (FRN)?
Cay Fung's FRN is 775228. You can verify it on the FCA register.