Central England Co-operative Limited

Reference number: 980178

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Central England Co-operative Funeral Plans Limited Reference number: 963168 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Central England Co-operative Limited (FRN 980178) introduces customers to Central England Co-operative Funeral Plans Limited (FRN 963168). Any regulated advice or arranging is done by the principal, not Central England Co-operative.
  • Example: if Central England Co-operative refers you to a financial adviser, the advice should come from the principal firm, not from Central England Co-operative itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • CENTRAL COOP

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Central England Co-operative Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 38 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Abbeyoak Funeral Services
  • A. Coley and Son Funeral Directors - Crowland
  • A E Baker - Highworth
  • A E Grice Funeral Service
  • A J Timmins - Halesowen
  • Ambler Brothers Funeral Directors
  • Asian Funeral Company
  • A Storer and Sons Funeral Service - Somercotes
  • Cricklade Road - Swindon
  • Dennis Easton Funeral Services
  • Edward Jarvis Funeral Directors
  • Fishers Funeral Directors - Southwold
  • Forrester Brothers Funeral Directors
  • George Crump and Son Funeral Directors
  • Harvey Brothers Funeral Directors - Kirby Cane
  • HE Bull & Son Funeral Service - Whittlesey
  • Hendred Street - Oxford
  • J Hartlands - Coseley
  • J H Grice Funeral Service - Hatton
  • J R Norris Funeral Service
  • M J Claypole Funeral Directors - Yaxley
  • Packer & Slade - Cirencester
  • Reeves & Pain - Kidlington
  • Richard Barnes Funeral Director
  • R J Scholes Funeral Service - Bourne
  • R J Scholes Funeral Service - Deeping
  • R J Scholes Funeral Service - Stamford
  • R J Tyrell - Bicester
  • Shepshed and District Funeral Service
  • St Marks - Wolverhampton
  • Swanns Funeral Service
  • The Co-operative Funeralcare
  • Towers and Son Funeral Service
  • Ward and Brewin Funeral Service - Swadlincote
  • W. B. Bradford Funeral Service
  • Wellings Funeral Service
  • Wilf Smith & Son Funeral Directors - Bilton
  • Wilf Smith & Son Funeral Directors - Ullesthorpe

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Common questions

Frequently asked questions

Is Central England Co-operative Limited FCA authorised?
Central England Co-operative Limited (FRN 980178) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Central England Co-operative?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Central England Co-operative Limited (FRN 980178) introduces customers to Central England Co-operative Funeral Plans Limited (FRN 963168). Any regulated advice or arranging is done by the principal, not Central England Co-operative. Example: if Central England Co-operative refers you to a financial adviser, the advice should come from the principal firm, not from Central England Co-operative itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Central England Co-operative?
Protection works through Central England Co-operative Funeral Plans Limited, the principal firm responsible for Central England Co-operative's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Central England Co-operative a scam or clone?
Central England Co-operative is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Central England Co-operative's Firm Reference Number (FRN)?
Central England Co-operative's FRN is 980178. You can verify it on the FCA register.