Cestrian Life & Pensions Ltd

Reference number: 507741

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Corbel Partners Limited Reference number: 429142 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cestrian Life & Pensions Ltd (FRN 507741) is an AR of Corbel Partners Limited (FRN 429142). When you use Cestrian Life & Pensions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cestrian Life & Pensions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0161 485 1890

  • Verified address

    142 Hulme Hall Road, Cheadle Hulme, Cheadle, Cheshire, SK8 6LQ, United Kingdom

Company details

From the company's Companies House record.

Company name
CESTRIAN LIFE & PENSIONS LIMITED
Company number
05302669
Company status
Active
Company type
Private limited company
Incorporated
2 December 2004 (21 years old)
Registered office
142 Hulme Hall Road, Cheadle Hulme, Cheshire, SK8 6LQ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Neville Thomas Messenger Director Mar 1955 2 Dec 2004
Janice Elizabeth Messenger Secretary Not published 8 May 2009

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Corbel Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cestrian Life & Pensions Ltd FCA authorised?
Cestrian Life & Pensions Ltd (FRN 507741) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cestrian Life & Pensions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cestrian Life & Pensions Ltd (FRN 507741) is an AR of Corbel Partners Limited (FRN 429142). When you use Cestrian Life & Pensions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cestrian Life & Pensions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cestrian Life & Pensions?
Protection works through Corbel Partners Limited, the principal firm responsible for Cestrian Life & Pensions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cestrian Life & Pensions a scam or clone?
Cestrian Life & Pensions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cestrian Life & Pensions's Firm Reference Number (FRN)?
Cestrian Life & Pensions's FRN is 507741. You can verify it on the FCA register.