Chadwick Health & Protection Limited

Reference number: 1031224

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chadwick Health & Protection Limited (FRN 1031224) is an AR of Sante Partners Ltd (FRN 914023). When you use Chadwick Health & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chadwick Health & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07814 158720

  • Verified address

    7 Conningsby Close, Bromley Cross, Bolton, Bolton, BL7 9NY, United Kingdom

Also trades as
  • Chadwick Health

Company details

From the company's Companies House record.

Company number
16122689
Company status
Active
Company type
Private limited company
Incorporated
9 December 2024 (1 year old)
Registered office
7 Conningsby Close, Bromley Cross, Bolton, BL7 9NY, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Mark James Chadwick Director Jan 1994 9 Dec 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Sante Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Chadwick Health & Protection Limited FCA authorised?
Chadwick Health & Protection Limited (FRN 1031224) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chadwick Health & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chadwick Health & Protection Limited (FRN 1031224) is an AR of Sante Partners Ltd (FRN 914023). When you use Chadwick Health & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chadwick Health & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Chadwick Health & Protection?
Protection works through Sante Partners Ltd, the principal firm responsible for Chadwick Health & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Chadwick Health & Protection a scam or clone?
Chadwick Health & Protection is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Chadwick Health & Protection's Firm Reference Number (FRN)?
Chadwick Health & Protection's FRN is 1031224. You can verify it on the FCA register.