Chapelgate Associates Limited

Reference number: 446940

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Altura Mortgage Finance Limited Reference number: 827849 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chapelgate Associates Limited (FRN 446940) is an AR of Altura Mortgage Finance Limited (FRN 827849). When you use Chapelgate Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chapelgate Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Chapelgate Private Finance

Company details

From the company's Companies House record.

Company number
05539901
Company status
Active
Company type
Private limited company
Incorporated
18 August 2005 (20 years old)
Registered office
192 West End Lane, West Hampstead, London, NW6 1SG
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Tom Gladwin Director Sep 1972 17 Mar 2009
Tom Gladwin Secretary Not published 20 Aug 2008

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Altura Mortgage Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Chapelgate Associates
  • Chapelgate Associates Ltd
  • McKeowns Solicitors Limited

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Common questions

Frequently asked questions

Is Chapelgate Associates Limited FCA authorised?
Chapelgate Associates Limited (FRN 446940) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chapelgate Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chapelgate Associates Limited (FRN 446940) is an AR of Altura Mortgage Finance Limited (FRN 827849). When you use Chapelgate Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chapelgate Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Chapelgate Associates?
Protection works through Altura Mortgage Finance Limited, the principal firm responsible for Chapelgate Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Chapelgate Associates a scam or clone?
Chapelgate Associates is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Chapelgate Associates's Firm Reference Number (FRN)?
Chapelgate Associates's FRN is 446940. You can verify it on the FCA register.