Cheaper Insurance Direct Ltd

Reference number: 300567

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • CID

Company details

From the company's Companies House record.

Company number
SC217135
Company status
Active
Company type
Private limited company
Incorporated
21 March 2001 (25 years old)
Registered office
4 Burnside Terrace, Dumbarton, G82 1DL
Nature of business
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Alexander Primrose Couper Director Oct 1959 28 Mar 2001
Alexander Murdo Couper Director Nov 1986 4 Jul 2024
Muriel Couper Secretary Not published 28 Mar 2001

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Cheaper Car Insurance Services Ltd

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Common questions

Frequently asked questions

Is Cheaper Insurance Direct Ltd FCA authorised?
Yes, Cheaper Insurance Direct Ltd (FRN 300567) is authorised by the FCA to carry out regulated activities.
Is my money safe with Cheaper Insurance Direct?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cheaper Insurance Direct to the Financial Ombudsman Service, free of charge.
Is Cheaper Insurance Direct a scam or clone?
Cheaper Insurance Direct is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cheaper Insurance Direct's Firm Reference Number (FRN)?
Cheaper Insurance Direct's FRN is 300567. You can verify it on the FCA register.