Cheltenham Mortgage Advisers Ltd

Reference number: 606617

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cheltenham Mortgage Advisers Ltd (FRN 606617) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Cheltenham Mortgage Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Cheltenham Equity Release
  • Gloucester Mortgage Advisers

Company details

From the company's Companies House record.

Company number
08486660
Company status
Active
Company type
Private limited company
Incorporated
12 April 2013 (13 years old)
Registered office
Cheltenham Film And Photographic Studio, Hatherley Lane, Cheltenham, Gloucestershire, GL51 6PN, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Sarah Hume Director Jul 1976 22 Aug 2013
Michael Philip Addle Director Jun 1986 1 Apr 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cheltenham Mortgage Advisers Ltd FCA authorised?
Cheltenham Mortgage Advisers Ltd (FRN 606617) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cheltenham Mortgage Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cheltenham Mortgage Advisers Ltd (FRN 606617) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Cheltenham Mortgage Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cheltenham Mortgage Advisers?
Protection works through the principal firm responsible for Cheltenham Mortgage Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cheltenham Mortgage Advisers a scam or clone?
Cheltenham Mortgage Advisers is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cheltenham Mortgage Advisers's Firm Reference Number (FRN)?
Cheltenham Mortgage Advisers's FRN is 606617. You can verify it on the FCA register.