Cherubs Cred Limited

Reference number: 476547

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cherubs Cred Limited (FRN 476547) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Cherubs Cred, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Leyshon Flint & Sons

Company details

From the company's Companies House record.

Company number
05962700
Company status
Active
Company type
Private limited company
Incorporated
10 October 2006 (19 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Retail sale in non-specialised stores with food, beverages or tobacco predominating (SIC 47110)
  • Retail sale of automotive fuel in specialised stores (SIC 47300)

Current directors and secretaries

Name Role Born Appointed
Andrew Bowden Leyshon Director Jun 1966 10 Oct 2006
Dianne Leyshon Secretary Not published 22 Oct 2008

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Cherubs Cred Ltd

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Common questions

Frequently asked questions

Is Cherubs Cred Limited FCA authorised?
Cherubs Cred Limited (FRN 476547) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cherubs Cred?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cherubs Cred Limited (FRN 476547) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Cherubs Cred, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cherubs Cred?
Protection works through the principal firm responsible for Cherubs Cred's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cherubs Cred a scam or clone?
Cherubs Cred is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cherubs Cred's Firm Reference Number (FRN)?
Cherubs Cred's FRN is 476547. You can verify it on the FCA register.