Cheshire Lifestyle Financial Planning Ltd

Reference number: 210116

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cheshire Lifestyle Financial Planning Ltd (FRN 210116) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Cheshire Lifestyle Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
CHESHIRE LIFESTYLE FINANCIAL PLANNING LIMITED
Company number
04369890
Company status
Active
Company type
Private limited company
Incorporated
8 February 2002 (24 years old)
Registered office
C/O Bradshaws Ltd 2 Well House Barns, Chester Road, Bretton, Chester, CH4 0DH, Wales
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Richard Kenneth Hughes Director Nov 1967 8 Feb 2002
COMPANY SECRETARIES (CHESTER) LTD Corporate secretary Not published 6 Mar 2008

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Cheshire Lifestyles Financial Planning Ltd

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Cheshire Lifestyle Financial Planning Ltd FCA authorised?
Cheshire Lifestyle Financial Planning Ltd (FRN 210116) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cheshire Lifestyle Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cheshire Lifestyle Financial Planning Ltd (FRN 210116) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Cheshire Lifestyle Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cheshire Lifestyle Financial Planning?
Protection works through the principal firm responsible for Cheshire Lifestyle Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cheshire Lifestyle Financial Planning a scam or clone?
Cheshire Lifestyle Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cheshire Lifestyle Financial Planning's Firm Reference Number (FRN)?
Cheshire Lifestyle Financial Planning's FRN is 210116. You can verify it on the FCA register.