Choice Financial Solutions Ltd

Reference number: 416714

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

THE CHOICE IFA NETWORK LTD Reference number: 440484 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Choice Financial Solutions Ltd (FRN 416714) is an AR of THE CHOICE IFA NETWORK LTD (FRN 440484). When you use Choice Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Choice Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
CHOICE FINANCIAL SOLUTIONS LIMITED
Company number
13104304
Company status
Active
Company type
Private limited company
Incorporated
30 December 2020 (5 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
John Robert Quaif Director May 1967 30 Dec 2020
Thomas John Robert Quaif Director Nov 1992 12 Feb 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through THE CHOICE IFA NETWORK LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Choice Financial Solutions Ltd FCA authorised?
Choice Financial Solutions Ltd (FRN 416714) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Choice Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Choice Financial Solutions Ltd (FRN 416714) is an AR of THE CHOICE IFA NETWORK LTD (FRN 440484). When you use Choice Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Choice Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Choice Financial Solutions?
Protection works through THE CHOICE IFA NETWORK LTD, the principal firm responsible for Choice Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Choice Financial Solutions a scam or clone?
Choice Financial Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Choice Financial Solutions's Firm Reference Number (FRN)?
Choice Financial Solutions's FRN is 416714. You can verify it on the FCA register.