Choose Wisely Limited

Reference number: 730574

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Scammers have impersonated this firm. The FCA has published 3 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Choose Wisely Professional Tools
  • Choose Wisely ProTools
  • Comuno

Company details

From the company's Companies House record.

Company number
07580462
Company status
Active
Company type
Private limited company
Incorporated
28 March 2011 (15 years old)
Registered office
This Workspace, 18 Albert Road, Bournemouth, BH1 1BZ, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Marc John Biles Director Aug 1981 28 Mar 2011
Tara Jane Mussell Director Jan 1986 19 Jul 2013
Dorota Zofia Cook Secretary Not published 16 Jul 2014

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

The 3 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (1 permission)
  • Credit Broking

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired 6 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • badcreditsite.co.uk
  • Choose Payday Wisely
  • Credit Bay
  • Credit Bounce
  • Loanfinder
  • The Loan App

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Common questions

Frequently asked questions

Is Choose Wisely Limited FCA authorised?
Yes, Choose Wisely Limited (FRN 730574) is authorised by the FCA to carry out regulated activities.
Is my money safe with Choose Wisely?
Protection depends on which product you hold and how Choose Wisely handles your money, so check the specific product before you commit. You can also refer complaints about Choose Wisely to the Financial Ombudsman Service, free of charge.
Is Choose Wisely a scam or clone?
Choose Wisely is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Choose Wisely's Firm Reference Number (FRN)?
Choose Wisely's FRN is 730574. You can verify it on the FCA register.