Churcher Wealth Management Ltd

Reference number: 917408

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Churcher Wealth Management Ltd (FRN 917408) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Churcher Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Churcher Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12164223
Company status
Active
Company type
Private limited company
Incorporated
19 August 2019 (6 years old)
Registered office
16 Lowenna Fields, Mawnan Smith, Falmouth, TR11 5GW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Joanne Lindsey Churcher Director Mar 1973 19 Aug 2019

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through M&G ADVICE PARTNERS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Churcher Wealth Management

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Common questions

Frequently asked questions

Is Churcher Wealth Management Ltd FCA authorised?
Churcher Wealth Management Ltd (FRN 917408) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Churcher Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Churcher Wealth Management Ltd (FRN 917408) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Churcher Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Churcher Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Churcher Wealth Management?
Protection works through M&G ADVICE PARTNERS LIMITED, the principal firm responsible for Churcher Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Churcher Wealth Management a scam or clone?
Churcher Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Churcher Wealth Management's Firm Reference Number (FRN)?
Churcher Wealth Management's FRN is 917408. You can verify it on the FCA register.