CIRCULAR BENEFITS LTD

Reference number: 1032660

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cyclescheme Limited Reference number: 742049 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CIRCULAR BENEFITS LTD (FRN 1032660) introduces customers to Cyclescheme Limited (FRN 742049). Any regulated advice or arranging is done by the principal, not CIRCULAR BENEFITS.
  • Example: if CIRCULAR BENEFITS refers you to a financial adviser, the advice should come from the principal firm, not from CIRCULAR BENEFITS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13543898
Company status
Active
Company type
Private limited company
Incorporated
2 August 2021 (5 years old)
Registered office
Stapeley House London Road, Stapeley, Nantwich, CW5 7JW, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Warren Lunt Director Jul 1978 2 Aug 2021
Jonathan Enver Emin Director Jan 1971 21 Sep 2021
Richard Charles Rankin Director Jan 1966 21 Sep 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cyclescheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is CIRCULAR BENEFITS LTD FCA authorised?
CIRCULAR BENEFITS LTD (FRN 1032660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for CIRCULAR BENEFITS?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. CIRCULAR BENEFITS LTD (FRN 1032660) introduces customers to Cyclescheme Limited (FRN 742049). Any regulated advice or arranging is done by the principal, not CIRCULAR BENEFITS. Example: if CIRCULAR BENEFITS refers you to a financial adviser, the advice should come from the principal firm, not from CIRCULAR BENEFITS itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with CIRCULAR BENEFITS?
Protection works through Cyclescheme Limited, the principal firm responsible for CIRCULAR BENEFITS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is CIRCULAR BENEFITS a scam or clone?
CIRCULAR BENEFITS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CIRCULAR BENEFITS's Firm Reference Number (FRN)?
CIRCULAR BENEFITS's FRN is 1032660. You can verify it on the FCA register.