Clan Financial Solutions

Reference number: 1045684

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Clan Financial Solutions (FRN 1045684) is an AR of The Lending Channel Ltd (FRN 626787). When you use Clan Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Clan Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07810 432131

  • Verified address

    60 Gray Street, Broughty Ferry, Dundee, Dundee City, DD5 2BP, United Kingdom

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Lending Channel Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Clan Financial Solutions FCA authorised?
Clan Financial Solutions (FRN 1045684) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Clan Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Clan Financial Solutions (FRN 1045684) is an AR of The Lending Channel Ltd (FRN 626787). When you use Clan Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Clan Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Clan Financial Solutions?
Protection works through The Lending Channel Ltd, the principal firm responsible for Clan Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Clan Financial Solutions a scam or clone?
Clan Financial Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Clan Financial Solutions's Firm Reference Number (FRN)?
Clan Financial Solutions's FRN is 1045684. You can verify it on the FCA register.