ClearRoute Insurance Services ltd

Reference number: 1047537

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ClearRoute Insurance Services ltd (FRN 1047537) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from ClearRoute Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01782 508605

  • Verified address

    Copthall House, King Street, Newcastle, Staffordshire, ST5 1EL, United Kingdom

Company details

From the company's Companies House record.

Company number
16882815
Company status
Active
Company type
Private limited company
Incorporated
1 December 2025 (less than a year old)
Registered office
Copthall House, King Street, Newcastle-Under-Lyme, ST5 1EL, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Ella Jane Burgess Director Sep 1985 1 Dec 2025
Liam James Wheeler Director Aug 1983 16 Mar 2026

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Clearroute Services ltd

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Common questions

Frequently asked questions

Is ClearRoute Insurance Services ltd FCA authorised?
ClearRoute Insurance Services ltd (FRN 1047537) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ClearRoute Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ClearRoute Insurance Services ltd (FRN 1047537) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from ClearRoute Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with ClearRoute Insurance Services?
Protection works through the principal firm responsible for ClearRoute Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is ClearRoute Insurance Services a scam or clone?
ClearRoute Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ClearRoute Insurance Services's Firm Reference Number (FRN)?
ClearRoute Insurance Services's FRN is 1047537. You can verify it on the FCA register.