Cleddau Financial Services Limited

Reference number: 409895

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
03664745
Company status
Active
Company type
Private limited company
Incorporated
10 November 1998 (27 years old)
Registered office
56 High Street, Neyland, Milford Haven, SA73 1TF, Wales
Nature of business
  • Life insurance (SIC 65110)
  • Pension funding (SIC 65300)

Current directors and secretaries

Name Role Born Appointed
Andrew Morris North Director Oct 1968 21 Dec 1998
James North Director Oct 1990 1 Apr 2021
Sally Ann North Secretary Not published 6 May 2004

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cleddau Financial Services Limited FCA authorised?
Yes, Cleddau Financial Services Limited (FRN 409895) is authorised by the FCA to carry out regulated activities.
Is my money safe with Cleddau Financial Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cleddau Financial Services to the Financial Ombudsman Service, free of charge.
Is Cleddau Financial Services a scam or clone?
Cleddau Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cleddau Financial Services's Firm Reference Number (FRN)?
Cleddau Financial Services's FRN is 409895. You can verify it on the FCA register.