Clydesdale Financial Services Limited
Reference number: 311753
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Barclays Bank plc, 1 Churchill Place, London, Tower Hamlets, E14 5HP, United Kingdom
- Barclaycard Motor Loans
- Barclays Partner Finance
- Personal Loans from Barclaycard
Company details
From the company's Companies House record.
- Company number
- 02901725
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 February 1994 (32 years old)
- Registered office
- 1 Churchill Place, London, E14 5HP
- Nature of business
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- Banks (SIC 64191)
- Other business support service activities not elsewhere classified (SIC 82990)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Julian Richard Davies | Director | Oct 1971 | 13 Sep 2019 |
| Antony Stephen | Director | Feb 1973 | 23 Jan 2022 |
| Louisa Fern Chapple | Director | Sep 1982 | 1 Jan 2024 |
| Simon Paul Murphy | Director | Nov 1978 | 29 May 2024 |
| BARCOSEC LIMITED | Corporate secretary | Not published | 19 May 2003 |
Activities and protection
What they can do, and how you are protected
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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- Credit Broking
- Debt Adjusting
- Debt Administration
- Debt-collecting
- Debt-counselling
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
Action taken against them, and what customers complained about
1 fine in 2020. This is part of the official register record and is worth reviewing before going ahead.
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Fined on 15 December 2020
On 15 December 2020, the FCA fined Barclays Bank UK PLC, Barclays Bank PLC, Clydesdale Financial Services Limited (Barclays) . The reason for this action is that between 1 April 2014 and 31 December 2018, Barclays breached Principles 6 and 3 of the Authority’s Principles for Businesses and CONC 6.7.2R, 7.2.1R and 7.3.4R from its Consumer Credit sourcebook by failing to show forbearance and due consideration to business and retail customers when they fell into arrears or experienced financial difficulties. The FCA’s action took effect on 15 December 2020 and a copy of the Final Notice is displayed on the FCA's web site.
Names it no longer trades under
This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired name
- Barclaycard Loans
Complaints record
In January–June 2025, the Financial Ombudsman Service received 486 new complaints about this firm, and upheld 28% of the ones it decided.
That is below the 31% median for the firms the Ombudsman reports on.
- Banking and credit 483
- Insurance 3
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
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