CNA Hardy International Services Limited

Reference number: 728732

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CNA Insurance Company Limited Reference number: 202777 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CNA Hardy International Services Limited (FRN 728732) is an AR of CNA Insurance Company Limited (FRN 202777). When you use CNA Hardy International Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CNA Hardy International Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • CNA Hardy

Company details

From the company's Companies House record.

Company number
09849484
Company status
Active
Company type
Private limited company
Incorporated
30 October 2015 (10 years old)
Registered office
20 Fenchurch Street, London, EC3M 3BY, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
David John Stevens Director Jul 1963 30 Oct 2015
Carl Anthony Kearney Director May 1972 5 Nov 2024
Jalil Ur Rehman Director Mar 1964 5 Nov 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CNA Insurance Company Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is CNA Hardy International Services Limited FCA authorised?
CNA Hardy International Services Limited (FRN 728732) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for CNA Hardy International Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CNA Hardy International Services Limited (FRN 728732) is an AR of CNA Insurance Company Limited (FRN 202777). When you use CNA Hardy International Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from CNA Hardy International Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with CNA Hardy International Services?
Protection works through CNA Insurance Company Limited, the principal firm responsible for CNA Hardy International Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is CNA Hardy International Services a scam or clone?
CNA Hardy International Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CNA Hardy International Services's Firm Reference Number (FRN)?
CNA Hardy International Services's FRN is 728732. You can verify it on the FCA register.