Coast and Vale Learning Trust

Reference number: 959446

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Coast and Vale Learning Trust (FRN 959446) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Coast and Vale Learning Trust.
  • Example: if Coast and Vale Learning Trust refers you to a financial adviser, the advice should come from the principal firm, not from Coast and Vale Learning Trust itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
10265276
Company status
Active
Company type
Private company limited by guarantee
Incorporated
6 July 2016 (10 years old)
Registered office
Scalby School Fieldstead Crescent, Newby, Scarborough, England And Wales, YO12 6TH, United Kingdom
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Current directors and secretaries

Name Role Born Appointed
John Riby Director May 1954 20 May 2020
Debra Ann Clapham Director Jul 1958 14 Oct 2021
Janet Helen Jefferson Director Aug 1946 20 Oct 2021
Andrew Nattrass Director Dec 1961 12 Jan 2022
Peter Richard Noble Director Dec 1982 1 Mar 2024
Karen Bromage Secretary Not published 13 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Coast and Vale Learning Trust FCA authorised?
Coast and Vale Learning Trust (FRN 959446) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Coast and Vale Learning Trust?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Coast and Vale Learning Trust (FRN 959446) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Coast and Vale Learning Trust. Example: if Coast and Vale Learning Trust refers you to a financial adviser, the advice should come from the principal firm, not from Coast and Vale Learning Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Coast and Vale Learning Trust?
Protection works through SME HCI Limited, the principal firm responsible for Coast and Vale Learning Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Coast and Vale Learning Trust a scam or clone?
Coast and Vale Learning Trust is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Coast and Vale Learning Trust's Firm Reference Number (FRN)?
Coast and Vale Learning Trust's FRN is 959446. You can verify it on the FCA register.